Legal Conditions Before Account Access
Our Legal conditions apply when you open, use or ask to change an account. Access depends on local law, so you must check that use is permitted in your location before continuing. We may ask for phone verification and account details to match the person making
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a wallet request with the account holder. DANA, OVO, GoPay and QRIS appear as payment references inside the account flow, while bank transfer and virtual account instructions may require an additional account-status check. We record the policy version connected to your request, explain any missing step
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through the account help path, and assess access questions individually rather than treating a payment confirmation as permission to use the service. These Legal terms do not replace rules issued by Indonesian authorities or obligations that apply to your own bank or wallet account.
Service availability depends on jurisdiction. Users are responsible for checking local law before access.